Products
Products for the receipt, the bill and the customer behind them.
Receipts come straight from the merchant's POS, and bills are pulled from the supplier or the utility, so both reach your ledger coded without anyone retyping them. For merchants, the same receipt is what brings a customer back through the door, and for banks it turns a transaction feed into something a person can read.
The spend lifecycle
Covers the bill, its approval, the payment and the ledger entry. Use one product on its own, or run the set so the same record carries all the way through.
Automatic receipts
Itemized receipts that arrive on their own when your team pays at a store that sends its receipts through Smartbills, matched to the card charge and coded before anyone asks for them.
Bill fetching
Invoices that only live on vendor portals, downloaded on a schedule and passed to accounts payable while there's still time to approve them.
Email receipt capture
Connect Gmail, Outlook, Zoho Mail or IMAP. Automatically collect receipts and invoices from the folders you choose, including Archive and Spam.
Receipt scanner
Capture receipts with your iPhone or Android. Smartbills extracts merchant details, dates, line items and taxes.
Expense management
Capture receipts, categorize expenses and check policy compliance as expenses are submitted.
Expense reports
Expense report software that attaches the receipts for you, works out mileage, routes the approval and shows each employee when they'll be paid back.
Corporate cardsComing soon
Corporate cards with receipt capture, coming soon: the itemized receipt arrives with the card transaction, and each card's limit comes from your budget.
Vendor management
Keep each supplier's terms, tax forms, insurance certificates, banking details and bills on a single record that AP and your approvers all work from.
MCP server
The Smartbills MCP server lets Claude, ChatGPT, Cursor and other AI assistants search expenses, total spend, build and submit expense reports and clear approvals, with your own permissions.
AI agent receipts
An itemized receipt for every purchase an AI agent makes for your business, with who authorized it, the card it paid with, and every tax and fee.
Accounts payable
Accounts payable automation that reads each supplier invoice, codes it and matches it to the purchase order before anyone is asked to approve payment.
Bill payComing soon
Coming soon: release approved supplier payments in scheduled runs from Smartbills, with the person who approves a bill kept apart from the one who pays it.
Invoicing
Build an invoice with the taxes worked out for you, email it as a PDF, and let customers pay online by card or pre-authorized debit.
Accounts receivable
Accounts receivable automation that sends each invoice on time, escalates the reminders on schedule and lets customers pay from a link.
Cash application
Apply incoming customer payments to the right open invoices, using remittance advice pulled from email, customer portals, EDI and bank files.
Rebilling
Re-invoice the costs you carried for a client, priced by the rule you agreed with them and sent out with the supplier's own document attached.
Accounting automation
Accounting automation software that codes each transaction and posts the journal entry to your accounting software the day it happens.
Spend analytics
Spend analytics built from your own itemized expenses: spend by category and vendor, budgets projected at pace, expense cycle times, a close checklist and sales tax totals.
Customer engagement
For merchants, the receipt is also a way back to the customer: loyalty without a card to carry, a QR code that settles the table and an app that brings people back.
Digital receipt software that turns every sale at your POS into an itemized electronic receipt, hosted online and delivered by app, SMS, email or API.
Learn more: Digital receiptsA loyalty program that lives on the digital receipt. Customers have nothing to carry or download, and they earn points on the items they actually bought.
Learn more: LoyaltyA QR code on each table opens the live bill, so guests can split it, tip and pay from their phones without waiting for a server to bring the terminal.
Learn more: Pay at tablePost-purchase marketing on the digital receipts you already send. Customers join your loyalty program or install your app with a single tap.
Learn more: Customer activation
Banking & fintech
For banks and fintechs. We turn a card or open-banking feed into readable merchant names, then put the receipt behind each line inside your own app, which makes claims and disputes easier to settle.
Transaction enrichment
Resolve a card descriptor into a business your customer recognizes, with logo, location and category, plus the itemized receipt when the merchant sent us one.
Embedded receipts
Itemized receipts from the merchant's point of sale, shown inside your own app under the transaction they belong to. For banks, fintechs, retailers and any app built on the API.
Fiscalization
Delivers the receipt your fiscalization mandate already produces to a wallet the citizen keeps, where they can check it against the tax authority's record.
Insurance claims
Proof of purchase that comes from the merchant instead of the claimant: the line item, price, tax, date and serial as data an adjudicator can use.
Dispute defence
Chargeback prevention that explains a charge right on the transaction screen, with the merchant's evidence ready for the disputes that open anyway.
Personal finance
What the app does for the person holding the receipt: split a restaurant bill by what each person ordered, get a reminder before a return window closes and see every subscription you're still paying for.
The Smartbills receipt wallet for everything you buy: itemized receipts, email receipts you upload, and photos of the paper ones.
Learn more: WalletSplit a bill by what each person actually had, starting from the receipt already on your phone, and the balance clears when a friend pays you back.
Learn more: Split & settleA tax receipt organizer that sorts medical, childcare, donation and tuition receipts by category as they come in and keeps a running total all year.
Learn more: Tax receiptsFind the receipt for the thing you're returning by searching for it, with the return deadline and warranty countdown already attached.
Learn more: Returns & warrantyA subscription tracker that finds every recurring charge on your cards and warns you about free trials and price increases.
Learn more: SubscriptionsPlatform
What sits underneath everything above: the integrations, the merchant network and the API.
Get started
Products for the receipt, the bill and the customer behind them.
Receipts come straight from the merchant's POS, and bills are pulled from the supplier or the utility, so both reach your ledger coded without anyone retyping them. For merchants, the same receipt is what brings a customer back through the door, and for banks it turns a transaction feed into something a person can read.