You cancel, we keep watching
Smartbills never cancels anything in your name. It shows you how the company itself lets you cancel, reminds you before the next charge and tells you if a subscription you cancelled charges you again.
Subscription tracker: see what you're actually paying for
A subscription tracker that finds every recurring charge in your transactions and warns you before a free trial converts or a price goes up.
Smartbills finds your subscriptions in your transactions and shows how often each one bills, the next charge and any price change.
A subscription tracker that reads your transactions
Smartbills spots recurring charges in your card and bank transactions and notes the company, how often it bills, the amount and the next due date. Yearly renewals are caught the same way as monthly ones.
- Spotted across your connected cards and accounts
- How often it bills and when, including yearly and quarterly
- Shown under the real company name, whatever the statement says
Price increases you'd otherwise miss
When a subscription's amount changes, it's still the same subscription at a new price. Each one keeps its own history. You can see what it costs now and what it adds up to over a year.
- Price changes flagged for the same company and schedule
- A year of history per subscription, with the yearly total
- Free trials flagged before the first real charge
How subscriptions works
Connect a card or account
Charges come back with the real company name instead of a string of letters.
Subscriptions are spotted
Same company, regular timing, steady amount. Monthly, quarterly and yearly renewals all show up.
Get a heads-up
Before a trial turns into a paid plan, before a renewal and whenever the amount changes.
You decide
Keep it, or cancel through the company's own process. The app keeps watching the charge either way.
Keep exploring
See all products- ProductTransaction enrichmentResolve a card descriptor into a business your customer recognizes, with logo, location and category, plus the itemized receipt when the merchant sent us one.
- ProductReturns & warrantyFind the receipt for the thing you're returning by searching for it, with the return deadline and warranty countdown already attached.
- ProductSplit & settleSplit a bill by what each person actually had, starting from the receipt already on your phone, and the balance clears when a friend pays you back.
FAQ
Frequently asked questions
What people ask us before they sign up.
A subscription tracker finds the recurring charges in your card and bank transactions and lists them in one place, with the next payment date and amount. Smartbills also warns you before a free trial turns into a paid plan and points out price increases.
From your own transactions on the cards and accounts you connect. Smartbills looks for the same signs its Transaction Enrichment uses to spot repeat payments: how regularly a charge comes, how steady the amount is and which company is behind it.
No, and that's on purpose. Cancelling for you would mean acting as you with the company, which tends to go wrong without anyone noticing. Instead, Smartbills shows you how to cancel, reminds you in time and then checks that the charges actually stop.
Those won't be detected, because there's no transaction for the app to see. You can add one by hand and it's tracked like the others, with reminders, the price and the same watch for new charges. The more of your spending you connect, the more complete the list gets.
Mostly by how steady the amount is. A coffee every Tuesday is a habit and the total changes each time, while a subscription is the same company charging the same amount on a fixed schedule. When the app isn't sure, it asks you once.
The app only reads the accounts you connect. It's there to show you your own spending, and your data isn't sold to anyone.
Nothing on the free plan, which includes subscription tracking. The pricing page lists the limits.
Connect the card and bank accounts you pay from, and the subscription tracker lists every recurring charge it finds there. A subscription paid another way only shows up once its charge reaches a connected account.
Get started
Check what's leaving your account every month.
Connect a card and see the subscription list you'd never have written down yourself.