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Alternatives

Yokoy alternatives

Yokoy is a Swiss platform that applies machine learning to expense processing, supplier invoices and corporate cards for medium and large enterprises. Automatic approval of low-risk items is its main claim. TravelPerk acquired it in January 2025, adding travel booking to the package.

Why people look

Why teams look for a Yokoy alternative

The reasons that come up in evaluations. Whether they apply to you depends mostly on where your receipts come from.

However good the automation is, it still starts from an image someone had to capture.

The merchant issues the receipt as data. For connected spend there's no image in the process and no capture step to chase.

We have to audit model confidence, because the input it works from is uncertain by nature.

Line items are the POS record itself, which leaves no extraction confidence to review and nothing for an auditor to second-guess.

Enterprise spend and receivables are still separate systems with separate reconciliations.

Spend, payables and collections share one ledger. A single record follows the money both ways.

The shortlist

6 alternatives to Yokoy

The products teams shortlist against Yokoy, each with what it's for. The order isn't a ranking, and the criteria are explained below.

  1. Payhawk

    Multi-entity spend management for international groups, measured against Smartbills on the documents underneath the consolidated report.

    Best forChoose Payhawk if your defining constraint is consolidating spend across many legal entities and currencies, where its reporting is well ahead of ours.

    Compare it with Smartbills

  2. Navan

    Travel booking first, expenses second. This comparison is about the everyday spend that isn't a trip.

    Best forChoose Navan if your people travel constantly and you want booking, travel policy and expenses in a single flow for the traveller.

    Compare it with Smartbills

  3. Spendesk

    A French spend platform with cards, invoices and approvals under one layer, set against Smartbills on the evidence behind each purchase.

    Best forChoose Spendesk if you're bringing cards, subscriptions and invoice approvals into one controlled European workflow, with mature budgeting behind it.

    Compare it with Smartbills

  4. Expensify

    The expense report app most finance teams already know, set against Smartbills on where each receipt comes from before anyone files it.

    Best forChoose Expensify if your team already runs on its expense reports and wants a familiar, well-supported report-and-approve workflow it won't have to relearn.

    Compare it with Smartbills

  5. Ramp

    A corporate card program with spend management built around it. The comparison turns on what a card feed can and can't tell you.

    Best forChoose Ramp if you're consolidating US card spend onto one program and the rebate, the controls and the card itself are where you see the value.

    Compare it with Smartbills

  6. Brex

    Cards and business banking for US companies. This comparison is about the purchase document behind each card charge.

    Best forChoose Brex if you're a venture-backed or enterprise US company that wants cards, banking, treasury and spend controls from one vendor.

    Compare it with Smartbills

Disclosure

And Smartbills, which is ours

Slipping our own product into a roundup without saying so is exactly what makes these pages worthless, so to be clear, this one is ours.

Smartbills

Best for: Enterprises that would rather get rid of the document problem than automate the reading of documents, and that want receivables on the same ledger.

Smartbills vs Yokoy

How this list was put together

These are the products that come up in the same evaluations as Yokoy, drawn from what prospects actually shortlist against it and from the rest of its category. The order is editorial rather than a ranking, because we don't run benchmarks on products we don't operate, and a scored table written by a vendor about its competitors isn't evidence. Each entry links to a full comparison with claims specific enough to check.

FAQ

Frequently asked questions

What people ask us before they sign up.

No. It has been part of TravelPerk since January 2025. Ask TravelPerk how the products are packaged and priced together now.

We use models where a document really does have to be read. The design goal is to need them less often, not to put them front and centre.

Yokoy has more enterprise deployments and the compliance work that comes with them. Smartbills fits better where enough of your spend is at stores that send receipts through Smartbills that capture no longer depends on extraction.

Get started

Comparing Yokoy with something else?

Bring one month of your own receipts and card transactions. The number that settles it is the share of transactions that ended up with an itemized document attached, and you can measure that in one cycle.

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