At a glance
Brex sells corporate cards, expense management, bill pay and business banking, first to venture-backed startups and now more and more to enterprise. As with Ramp, the card sits at the centre of the product and the business model, and the banking relationship is part of the pitch.
Best for
Businesses that need the purchase document itself, itemized and defensible in a tax review, more than a card statement with a policy layer on top.
Where it's stronger
Best for
Choose Brex if you're a venture-backed or enterprise US company that wants cards, banking, treasury and spend controls from one vendor.
Where it's stronger
Every comparison on this site names what the other product does better. If we couldn't think of anything, we didn't publish the page.
Side by side
These are structural differences, not plan checkboxes. Capabilities change, so check the vendor's own documentation before deciding on any single row.
Receipts issued by the merchant
Rules that can look at a line, not just a merchant
A business bank account
Brex offers a business account. We don't, and don't plan to.
Corporate and virtual cards
Working in English and French
Tax rules across several countries
Products for merchants and consumers
None of this needs a big-bang cutover. Most teams run both tools for one cycle and compare capture rates before switching anyone off.
Connect your card feeds and ledger, and leave cards and banking where they are. Your treasury setup doesn't move.
Count transactions with an itemized receipt attached. Approved expense reports tell you much less.
Map categories to your accounting system one time, and the coding rules apply to every receipt after.
Card issuing is a separate decision you may never need to make. Plenty of teams keep Brex cards and change only where receipts come from.
FAQ
What people ask us before they sign up.
Keep comparing
The products people evaluate alongside Brex.
A corporate card program with spend management built around it. The comparison turns on what a card feed can and can't tell you.
Read the comparisonThe expense report app most finance teams already know, set against Smartbills on where each receipt comes from before anyone files it.
Read the comparisonTravel booking first, expenses second. This comparison is about the everyday spend that isn't a trip.
Read the comparisonEach product works on its own, and when you run two, the same record carries from the receipt to the ledger entry.
Capture receipts, categorize expenses and check policy compliance as expenses are submitted.
Corporate cards with receipt capture, coming soon: the itemized receipt arrives with the card transaction, and each card's limit comes from your budget.
A tax receipt organizer that sorts medical, childcare, donation and tuition receipts by category as they come in and keeps a running total all year.
Get started
Bring one month of your own receipts and card transactions, and we'll show you the capture rate on both sides instead of a slide deck.
