RBC Royal Bank lets you produce a void cheque from your account without a chequebook, either as a PDF in the mobile app or as a page to print from Online Banking.
In the RBC Mobile app
- Sign in and tap the account you want the void cheque for.
- Select Details, then tap Get a Void Cheque.
- Tap Download to get a PDF of the void cheque. You can save it to your device, or send it by text or email.
In RBC Online Banking
- Sign in to Online Banking and click Profile & Account Settings.
- On the right of the page, under Account Services, click View Void Cheque.
- Select the account.
- Agree to the terms and click Next.
- Click Print on the next screen.
RBC's older void cheque tutorial reaches the same Account Services area from the My Services box and names the link View and Print Void Cheque. If your screen shows that version, the remaining steps are the same.
What the void cheque shows
RBC describes three sets of pre-printed numbers: a five-digit transit number that identifies your branch, a three-digit institution number that identifies the bank, and your account number. On another bank's form, RBC's branch number goes in the transit number box and the bank's code in the institution number box, with your account number after them.
Setting up direct deposit with it
RBC says direct deposit is arranged with your employer or whoever issues the payment, and that they need your account, transit and institution numbers, or a voided cheque. In the app, the same numbers are under Accounts, then the account, then the Details tab.
The digits on an RBC cheque follow a set sequence along the bottom, and how to read a void cheque walks through it. If a payroll or payment form wants a nine-digit routing number, bank routing numbers in Canada shows how to build it from RBC's institution and transit numbers.
When suppliers send you RBC void cheques
An RBC void cheque shared by text or email can be edited before it lands in your inbox, and a single changed digit routes the next payment elsewhere. Smartbills vendor management has suppliers enter their banking details on their own record rather than sending a file for someone to retype. If a new supplier's bank account or tax number matches one already on file, it's flagged as a probable duplicate, and accounts payable pays from the record.