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Alternatives

Splitwise alternatives

Splitwise is the best-known app for tracking shared expenses between friends, housemates and travel groups. You add each expense, choose how it's divided, and Splitwise keeps a running balance for everyone in the group, with an option to simplify a group's debts into fewer payments. Scanning a receipt and splitting it line by line are part of its paid Pro plan.

Read the comparisonSee our pricing

Why people look

Why people look for a Splitwise alternative

The reasons that come up most. Whether they apply to you depends mostly on whether your shared costs come with a receipt.

Somebody has to type the bill into the app, and by the time they do, nobody remembers who had what.

At a connected restaurant or store the itemized receipt reaches your phone seconds after you pay. The split can happen before anyone leaves the table.

Splitting evenly is quick, but it means the person who had a salad pays for someone else's steak.

You tap the items that were yours, and tax and tip are divided by what each person ordered. Item-by-item splitting is part of the free plan.

Balances sit open for weeks because marking a payment as received is one more thing to remember.

When a friend's transfer lands in a connected account, Smartbills matches it to what they owed and clears the balance on its own.

The shortlist

6 alternatives to Splitwise

The apps people try instead of Splitwise, each with what it's for. The order isn't a ranking, and the criteria are explained below.

  1. Tricount

    Tricount makes it painless to log a group trip's costs from a shared link. Smartbills starts from the itemized receipt and keeps it after the trip is over.

    Best forA one-off trip where everyone logs what they paid and nobody wants to sign up for anything.

    Compare it with Smartbills

  2. Settle Up

    Settle Up tracks group expenses and suggests the fewest payments to square up. Smartbills starts from the store's itemized receipt so the split is already half done.

    Best forGroups that share lots of costs with no receipt behind them and want the app to work out the fewest transfers.

    Compare it with Smartbills

  3. Splid

    Splid is a quick, no-account way to split group costs. Smartbills starts from the itemized receipt, splits it by what each person had and keeps it afterwards.

    Best forA group that wants the simplest possible shared tally, with no accounts and no connection needed.

    Compare it with Smartbills

  4. Fetch

    Fetch pays you points for scanning receipts. Smartbills keeps the itemized receipt as a record you can split, return against and use at tax time.

    Best forShoppers who want something back for every receipt and are happy to scan them in exchange for points.

    Compare it with Smartbills

  5. Ibotta

    Ibotta pays cash back on offers you add before shopping. Smartbills keeps every itemized receipt for splitting, returns, warranties and tax time.

    Best forShoppers who plan their grocery runs around offers and want money back for it.

    Compare it with Smartbills

  6. Checkout 51

    Checkout 51 pays cash back on weekly grocery and gas offers. Smartbills keeps each itemized receipt for splitting, returns, warranties and tax credits.

    Best forShoppers who check weekly offers and don't mind photographing receipts to earn.

    Compare it with Smartbills

Disclosure

And Smartbills, which is ours

Slipping our own product into a roundup without saying so is exactly what makes these pages worthless, so to be clear, this one is ours.

Smartbills

Best for: Friends and roommates whose shared costs are mostly restaurant bills and store receipts, who want to split by what each person actually had without typing anything.

Smartbills vs Splitwise

How this list was put together

These are the apps that come up alongside Splitwise when people look for a way to split costs, keep receipts or track what they pay for. The order is editorial rather than a ranking, because we don't benchmark apps we don't run, and a scored table written by one app about its competitors isn't evidence. Each entry links to a full comparison with claims specific enough to check.

FAQ

Frequently asked questions

What people ask us before they sign up.

Splitting is free on the Smartbills free plan, including item-by-item splits with tax and tip divided by what each person had. The pricing page lists what the paid plans add.

Yes, a free account. They need one to see a split and respond to it. If someone hasn't signed up yet, you can still text or email them their share.

For a flat amount with no receipt behind it, the two work much the same way, and Splitwise has years of polish on that. Smartbills pulls ahead when the cost comes with an itemized receipt, like groceries or takeout.

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Comparing Splitwise with something else?

Split your next dinner from its receipt and see whether tapping what you had beats typing the bill in. It's free.

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