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Smartbills vs Ibotta

Ibotta pays you for buying the right items. Smartbills is about what happens after: the itemized receipt stays in your wallet for splitting a bill, returning a purchase, claiming a warranty or a tax credit.

At a glance

Smartbills vs Ibotta, in one screen

Ibotta is a cash back app. You add offers from more than 2,600 retailers before you shop, buy the items, then submit your receipt in the app to collect. Once you reach $20 you can cash out to a bank account or a gift card.

Smartbills

Best for

People who want their receipts kept as records they can use after the purchase.

Where it's stronger

  • Every receipt is kept, not only the ones with an offer on them.
  • Stores that use Smartbills send the itemized receipt without a scan.
  • Splitting, returns, warranties and tax all start from the same receipt.
  • No ads, and your shopping data isn't sold.

Ibotta

Best for

Shoppers who plan their grocery runs around offers and want money back for it.

Where it's stronger

  • Real money back on groceries and everyday items.
  • Offers from more than 2,600 retailers.
  • Cash out to a bank account once you reach $20.
  • Easy to make a habit of if you plan your shopping.

Every comparison on this site names what the other product does better. If we couldn't think of anything, we didn't publish the page.

Side by side

Smartbills and Ibotta, feature by feature

These are structural differences, not plan checkboxes. Capabilities change, so check the vendor's own documentation before deciding on any single row.

Cash back on offers

Smartbills—
Ibotta

How receipts arrive

SmartbillsSent by the store, or uploaded
IbottaSubmitted for each offer

Splitting a receipt with friends

Smartbills
Ibotta—

Return and warranty reminders

Smartbills
Ibotta—

Receipts kept for tax time

Smartbills
Ibotta—

Who pays for the app

SmartbillsStores and checkout providers
IbottaBrands and retailers running offers

Moving from Ibotta

No need to switch everyone at once. Settle what's open in the old app, then start the next shared bill in Smartbills.

  1. Keep Ibotta for offers

    The two don't overlap. Earn cash back, and keep the receipt in Smartbills too.

  2. Connect the card you shop with

    Receipts sent through Smartbills then arrive on their own.

  3. Add the receipts you'll need

    Photograph receipts for electronics and appliances. Warranties are tracked.

  4. Split the next grocery run

    Tap who had what, and everyone sees their share in their free account.

FAQ

Frequently asked questions

What people ask us before they sign up.

Yes. Ibotta pays you for the offer, and Smartbills keeps the receipt for returns, warranties, splitting and tax time.

No. Smartbills is about what your receipts can do for you afterwards, not about rewards for them.

Yes, a free Smartbills account. Everyone then sees the same receipt and their share of it.

Get started

Split your next bill from the receipt

Get the app for free, pay as usual, and tap what you had. Your friends see their share in their own free account.