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Smartbills vs Fetch

Both collect your receipts. Fetch turns them into points, and Smartbills keeps them as records you can use: split with friends, return a purchase, claim a warranty or support a tax deduction.

At a glance

Smartbills vs Fetch, in one screen

Fetch is a rewards app. You scan paper receipts or connect an email inbox for digital ones, earn points on what you bought, and redeem them for gift cards. Brands and retailers pay to reach shoppers through it, which is what funds the points.

Smartbills

Best for

People who want their receipts kept as useful records, for splitting with friends, returns, warranties and tax.

Where it's stronger

  • Receipts are kept as records, not just counted for points.
  • Stores that use Smartbills send the itemized receipt on their own.
  • Splitting, returns, warranties and tax all work from the same receipt.
  • Stores pay to deliver receipts. The app doesn't need ads.

Fetch

Best for

Shoppers who want something back for every receipt and are happy to scan them in exchange for points.

Where it's stronger

  • You get something back, and for a lot of people that's the whole point.
  • Accepts a receipt from almost any store you can photograph.
  • A large base of brand offers, especially in the United States.
  • Fun to use in a way a receipt app usually isn't.

Every comparison on this site names what the other product does better. If we couldn't think of anything, we didn't publish the page.

Side by side

Smartbills and Fetch, feature by feature

These are structural differences, not plan checkboxes. Capabilities change, so check the vendor's own documentation before deciding on any single row.

Points and gift cards for your receipts

Smartbills—
Fetch

How receipts arrive

SmartbillsSent by the store, or uploaded
FetchScanned, or pulled from your email

Splitting a receipt with friends

Smartbills
Fetch—

Return and warranty reminders

Smartbills
Fetch—

Receipts kept for tax time

Smartbills
Fetch—

Who pays for the app

SmartbillsStores and checkout providers
FetchBrands that want to reach shoppers

Moving from Fetch

No need to switch everyone at once. Settle what's open in the old app, then start the next shared bill in Smartbills.

  1. Keep Fetch for points

    The two don't conflict. Many people scan for points and still want their receipts kept somewhere useful.

  2. Connect the card you shop with

    Receipts sent through Smartbills then arrive on their own.

  3. Add what's still on paper

    Photograph the receipts you'll need later, like electronics and appliances. The warranty is tracked.

  4. Use the next receipt

    Split a grocery run with a roommate, or flag a purchase you might return.

FAQ

Frequently asked questions

What people ask us before they sign up.

Yes. Fetch gives you points for the receipt, and Smartbills keeps it as a record you can split, return against or use at tax time.

No. Smartbills is about what your receipts can do for you afterwards, not about earning points for them.

No. Stores and checkout providers pay Smartbills to deliver receipts, which is why the app doesn't show ads or sell what it knows about your shopping.

Get started

Split your next bill from the receipt

Get the app for free, pay as usual, and tap what you had. Your friends see their share in their own free account.