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Alternatives

Float alternatives

Float is a Toronto company offering Canadian businesses corporate cards in CAD and USD, business accounts, bill pay, reimbursements and spend management, with receipt capture and transaction coding built around the card.

Why people look

Why teams look for a Float alternative

The reasons that come up in evaluations. Whether they apply to you depends mostly on where your receipts come from.

The card feed tells us where the money went, not what it bought.

At stores that send receipts through Smartbills the itemized receipt arrives with the transaction. Each charge has its line items behind it.

We still chase employees for receipts, even with good card controls.

Receipts come from the merchant and from connected mailboxes, which leaves only the exceptions to chase.

Some spend goes on personal cards, other banks or e-transfer, and our card tool never sees it.

Capture isn't tied to one card program. Out-of-pocket spend and other accounts get the same receipt and coding.

The shortlist

6 alternatives to Float

The products teams shortlist against Float, each with what it's for. The order isn't a ranking, and the criteria are explained below.

  1. Venn

    For Canadian businesses weighing Venn's accounts and cards, especially in Quebec, where Venn says it isn't available.

    Best forBusinesses outside Quebec that want cheap FX, multi-currency accounts and a corporate card from one provider.

    Compare it with Smartbills

  2. Loop

    For Canadian businesses that sell across borders with Loop and still need each receipt coded with its Canadian sales tax.

    Best forCanadian businesses that buy and sell across borders and want to cut FX costs with multi-currency accounts and cards.

    Compare it with Smartbills

  3. Ramp

    A corporate card program with spend management built around it. The comparison turns on what a card feed can and can't tell you.

    Best forChoose Ramp if you're consolidating US card spend onto one program and the rebate, the controls and the card itself are where you see the value.

    Compare it with Smartbills

  4. Expensify

    The expense report app most finance teams already know, set against Smartbills on where each receipt comes from before anyone files it.

    Best forChoose Expensify if your team already runs on its expense reports and wants a familiar, well-supported report-and-approve workflow it won't have to relearn.

    Compare it with Smartbills

  5. Brex

    Cards and business banking for US companies. This comparison is about the purchase document behind each card charge.

    Best forChoose Brex if you're a venture-backed or enterprise US company that wants cards, banking, treasury and spend controls from one vendor.

    Compare it with Smartbills

  6. SAP Concur

    The long-time enterprise T&E standard, set against Smartbills on setup time and on where the receipt comes from.

    Best forChoose SAP Concur if you run managed travel, have complex global policy across many entities, and have the internal resources to configure and maintain it.

    Compare it with Smartbills

Disclosure

And Smartbills, which is ours

Slipping our own product into a roundup without saying so is exactly what makes these pages worthless, so to be clear, this one is ours.

Smartbills

Best for: Companies that need the purchase document itself, line by line with Canadian sales tax, whatever card or account paid.

Smartbills vs Float

How this list was put together

These are the products that come up in the same evaluations as Float, drawn from what prospects actually shortlist against it and from the rest of its category. The order is editorial rather than a ranking, because we don't run benchmarks on products we don't operate, and a scored table written by a vendor about its competitors isn't evidence. Each entry links to a full comparison with claims specific enough to check.

FAQ

Frequently asked questions

What people ask us before they sign up.

Not yet. Corporate cards are coming soon. Today Smartbills works with the cards and accounts you already have, Float included.

Yes. Smartbills matches card lines to their receipts and adds the line items and tax detail the card feed doesn't carry.

Both are Canadian. The difference is the source: Smartbills takes GST, HST and QST from each line of the receipt, which is the document a claim rests on.

Get started

Comparing Float with something else?

Bring one month of your own receipts and card transactions. The number that settles it is the share of transactions that ended up with an itemized document attached, and you can measure that in one cycle.

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