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New Brunswick

New Brunswick HST on business expenses, at 15%

Keep the HST and supplier details with every New Brunswick business receipt. Smartbills gives your team the record behind each input tax credit, including purchases from Quebec.

The Hopewell Rocks on the Bay of Fundy at low tide

Smartbills reads each receipt line and keeps New Brunswick's HST apart from the GST and QST of purchases made in Quebec.

New Brunswick HST read from the receipt, line by line

Some lines on a New Brunswick receipt carry 15%, some carry only the 5% federal part, and some carry nothing at all. Smartbills keeps the tax each line was actually charged, with the supplier's HST number. The input tax credit matches the receipt instead of a rate applied to the total.

  • Tax kept per line, as the merchant charged it
  • Books and other rebated items counted at 5%
  • Supplier HST number kept with the receipt

Purchases across the Quebec border

A purchase in Quebec carries GST and QST instead of HST. The GST comes back as an input tax credit. The QST only comes back if your business is registered for it with Revenu Québec; otherwise it stays in the cost. Smartbills keeps the two apart on every Quebec receipt.

  • GST and QST read separately
  • QST expensed when you aren't registered for it
  • HST and GST claimed as ITCs

Why teams switch

The tax is on the receipt, not the card statement.

We claim HST as 15% of every total, and we know that's not what the receipts say.

The tax comes from each line of the receipt. Rebated, zero-rated and exempt items are counted as they were charged.

Once a purchase is over $100, the CRA wants the supplier's HST number, and it's never on the card statement.

The registration number comes with the receipt when the merchant prints it. The documentation is on file before anyone asks.

Half our suppliers are across the Quebec border, and their QST ends up in our claim.

GST and QST are read separately, and the QST is expensed unless you're registered for it.

Before and after

What changes on a New Brunswick receipt.

15% of the total treats every line as taxed. These purchases show where that overstates the credit.

Card statement and photos compared with With Smartbills
CapabilityCard statement and photosWith Smartbills
HST on the purchase15% of the totalThe tax each line was charged
Rebated and zero-rated itemsTaxed at 15% anywayCounted as charged
Supplier HST numberOnly if someone kept the paperKept with the receipt
Getting receipts inPhotos at month endFrom the merchant or the mailbox

Integrations

Works with the tools you already use.

Your accounting software, bank feeds and card program, with data syncing in both directions.

See all integrations
  • QuickBooks
  • Xero
  • Sage
  • FreshBooks
  • Wave
  • MYOB
  • Zoho Books
  • NetSuite
  • SAP
  • Oracle
  • Dynamics 365
  • Square
  • Shopify
  • Clover
  • Toast
  • Lightspeed
  • WooCommerce
  • Stripe
  • PayPal
  • Adyen
  • Wise
  • Plaid
  • Chase
  • Bank of America
  • Wells Fargo
  • RBC
  • TD
  • BMO
  • Scotiabank
  • Desjardins
  • Brex
  • Ramp
  • Float
  • Mercury
  • Gusto
  • ADP
  • Deel
  • Rippling
  • Google Drive
  • Dropbox
  • OneDrive
  • Box
  • Gmail
  • Outlook
  • Google Analytics
  • Snowflake
  • Looker
  • Databricks
  • Google Cloud
  • Metabase
  • Slack
  • Microsoft Teams
  • Notion
  • Zapier
  • Airtable
  • Salesforce
  • HubSpot

FAQ

Frequently asked questions

What people ask us before they sign up.

15%, made up of the 5% federal part and a 10% provincial part. Registered businesses claim it back as an input tax credit on their return to the CRA.

New Brunswick rebates its provincial part at the point of sale on printed books. Those lines carry only 5%. Prescription drugs and basic groceries are zero-rated and carry no tax. Children's clothing, unlike in Nova Scotia, carries the full 15%.

Only if it's registered for the QST with Revenu Québec. QST paid by a business that isn't registered stays in the cost of the expense.

Yes, for a registered business: the HST paid on purchases for your commercial activities is claimed back as an input tax credit. Meals and entertainment are limited to 50%.

Get started

Run a month of New Brunswick receipts through it.

Connect a mailbox and a card. HST comes in from the lines that carried it, and zero-rated items stay out of the claim.