Alternatives
Rocket Money alternatives
Rocket Money, formerly Truebill, is a US personal finance app. It finds subscriptions in the accounts you connect, offers to cancel them or negotiate some bills on your behalf, and adds budgeting, spending reports and net worth tracking.
Why people look
Why people look for a Rocket Money alternative
The reasons that come up most. Whether they apply to you depends on what you want from a budget app, and whether you need the receipts behind it.
My bank feed says I spent $143 at a store, and nothing about what I bought.
At stores that send receipts through Smartbills, the itemized receipt is matched to the card transaction. You see the items and not just the total.
A free trial turned into a charge before I remembered it existed.
Smartbills finds recurring charges on your connected cards and warns you before trials convert and when prices go up.
Handing an app my logins so it can cancel things for me makes me nervous.
Smartbills shows you how to cancel, reminds you in time and checks that the charges actually stop, without acting as you.
The shortlist
6 alternatives to Rocket Money
The apps people try instead of Rocket Money, each with what it's for. The order isn't a ranking, and the criteria are explained below.
- 01
Fetch
Fetch pays you points for scanning receipts. Smartbills keeps the itemized receipt as a record you can split, return against and use at tax time.
Best forShoppers who want something back for every receipt and are happy to scan them in exchange for points.
Compare it with Smartbills - 02
Splitwise
Splitwise keeps a tally of who owes whom after you type each expense in. Smartbills starts from the store's itemized receipt, so splitting is tapping what you had.
Best forGroups whose shared costs are mostly amounts with no receipt behind them, like rent, a cabin or gas money, and whose friends already use it.
Compare it with Smartbills - 03
Settle Up
Settle Up tracks group expenses and suggests the fewest payments to square up. Smartbills starts from the store's itemized receipt so the split is already half done.
Best forGroups that share lots of costs with no receipt behind them and want the app to work out the fewest transfers.
Compare it with Smartbills - 04
YNAB
YNAB plans every dollar before you spend it. Smartbills keeps the itemized receipts behind your spending, for splitting, returns and tax time.
Best forPeople who want to change how they plan their money, with a method to follow.
Compare it with Smartbills - 05
Monarch Money
Monarch Money brings all your accounts, budgets and net worth together. Smartbills adds the itemized receipt behind each purchase.
Best forHouseholds who want every account, budget and goal in one shared view.
Compare it with Smartbills - 06
Copilot Money
Copilot Money is a polished budget and investment tracker for Apple devices. Smartbills keeps the itemized receipts behind your spending, on iPhone and Android.
Best forApple users who want a beautiful budget and investment dashboard.
Compare it with Smartbills
Disclosure
And Smartbills, which is ours
Slipping our own product into a roundup without saying so is exactly what makes these pages worthless, so to be clear, this one is ours.
Smartbills
Best for: People who want to see what they actually bought, not just where they spent, with subscriptions flagged along the way.
Smartbills vs Rocket MoneyHow this list was put together
These are the apps that come up alongside Rocket Money when people look for a budget app. The order is editorial rather than a ranking, because we don't benchmark apps we don't run, and Smartbills isn't a budget app itself: it keeps the receipts behind your spending. Each entry links to a full comparison with claims specific enough to check.
FAQ
Frequently asked questions
What people ask us before they sign up.
Get started
Comparing Rocket Money with something else?
Keep your budget where it is and let Smartbills keep the itemized receipts behind it, for splitting, returns and tax time. It's free.