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Couples

Shared expense tracking for couples

Split dinner by what each of you actually ordered, see what the household spends each month, and keep medical and donation receipts sorted for two separate tax returns.

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A couple looking at a phone together at home

Each of you keeps a personal receipt wallet, and the household purchases you share show up for both without a joint account.

Split a bill by what each of you had

Split and Settle works from the itemized receipt. Nobody is guessing. Tap the items each person had and the tax and tip are divided in proportion.

  • Split item by item from the actual receipt
  • Tax and tip shared out per person
  • Restaurants, groceries or anything you bought together

See household spending without a joint account

Each of you keeps your own Smartbills wallet, and the household purchases are visible to both. Nobody has to forward receipts or send screenshots.

  • Your wallet and the shared one side by side
  • Household categories visible to both of you
  • Subscriptions from both cards on a single list

Why people switch

Sharing a life means sharing the math.

Every time we split a restaurant bill, one of us does the math in our head and gets it wrong.

Open the itemized receipt and tap what each of you had. Tax and tip are shared out in proportion to what you ordered. The amount you send each other is what you actually owe.

Neither of us could tell you what our household actually spends in a month.

Shared receipts from both of your cards show up together, sorted into groceries, dining, subscriptions and so on, and neither of you had to write anything down.

At tax time we lose an evening working out who paid for which medical appointment.

Medical and donation receipts stay tagged to the card that paid for them. Each of you already has your own total when it's time to file.

What the app does for you.

Each feature works on its own, and they all read from the same receipts.

FAQ

Frequently asked questions

What people ask us before they sign up.

Yes, and it covers both of you. Each person gets 50 receipt captures a month on the free plan, and bill splitting, shared wallets and subscription tracking are all part of it.

No. You each connect your own cards, and Smartbills shares the household receipts between your two accounts. Nothing has to be pooled for both of you to see it.

Yes. Split and Settle works with any group: the two of you, a house full of roommates or a table of eight at a birthday dinner. The itemized receipt splits across as many people as were there.

Get started

Split the next bill from the receipt

Each of you creates a free account, and the next dinner out splits by who ordered what.

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