Skip to main content
Save 30% on your first year

Smartbills vs Goodbudget

Goodbudget decides how much goes in each envelope. Smartbills keeps the receipts you spend from them, read item by item, so a shared purchase can be split and a faulty one returned.

At a glance

Smartbills vs Goodbudget, in one screen

Goodbudget is an envelope budgeting app for the web, Android and iPhone. You divide money into envelopes for groceries, rent or savings and spend from them, and a household can share one budget across devices. A paid Premium plan is also available.

Smartbills

Best for

Households who want receipts kept and split fairly.

Where it's stronger

  • Receipts read item by item, not just an amount.
  • Splits with anyone, not only your household.
  • Return windows and warranties tracked for you.
  • Tax receipts sorted and totalled through the year.

Goodbudget

Best for

Households who like the envelope method and want to share one budget.

Where it's stronger

  • The envelope method is simple and works for many families.
  • One budget shared across every device in the house.
  • A free version to start with.
  • Helps you save for big expenses and pay off debt.

Every comparison on this site names what the other product does better. If we couldn't think of anything, we didn't publish the page.

Side by side

Smartbills and Goodbudget, feature by feature

These are structural differences, not plan checkboxes. Capabilities change, so check the vendor's own documentation before deciding on any single row.

Envelope budgeting

Smartbills—
Goodbudget

One budget shared by a household

Smartbills—
Goodbudget

Itemized receipts kept and searchable

Smartbills
Goodbudget—

Splitting a purchase by item

Smartbills
Goodbudget—

Return and warranty reminders

Smartbills
Goodbudget—

Tax receipts sorted by category

Smartbills
Goodbudget—

Moving from Goodbudget

No need to give up your budget. Keep it where it is, and let Smartbills keep the receipts behind the spending.

  1. Keep your envelopes

    Smartbills doesn't replace your budget. Keep it in Goodbudget.

  2. Send receipts to Smartbills

    Connect your card, upload emailed receipts and photograph paper ones.

  3. Check the items

    See what each purchase was made of before you log it in an envelope.

  4. Split shared purchases

    Tap who had what, and settle up when they pay you back.

FAQ

Frequently asked questions

What people ask us before they sign up.

No. Smartbills keeps your receipts. Goodbudget is the better tool for envelopes.

Yes. Each of you has a free account, and shared receipts show the same split to both of you.

Budgeting with envelopes, shared across a whole household.

Get started

Keep the receipts behind your budget

Get the app for free and connect the card you shop with. Receipts sent through Smartbills arrive on their own, and you photograph the rest.