Alternatives
PocketGuard alternatives
PocketGuard is a budgeting app for the web, iPhone, Apple Watch and Android. It links accounts read-only in the US, Canada and the UK, shows how much you have left to spend after necessities, tracks bills and subscriptions, helps cancel unwanted ones and plans debt payoff.
Why people look
Why people look for a PocketGuard alternative
The reasons that come up most. Whether they apply to you depends on what you want from a budget app, and whether you need the receipts behind it.
I know how much I spent at the store, not on what.
Smartbills matches the itemized receipt to the charge and reads each item.
Roommates pay me back late and I lose track.
Split the receipt by item, and the balance clears when they pay you back.
The warranty ran out before I found the receipt.
Warranty and return deadlines are counted from each receipt, with a reminder in time.
The shortlist
5 alternatives to PocketGuard
The apps people try instead of PocketGuard, each with what it's for. The order isn't a ranking, and the criteria are explained below.
- 01
Rocket Money
Rocket Money finds subscriptions and can cancel them for you. Smartbills flags them too, and adds the itemized receipt behind every other purchase.
Best forUS households who want a full budgeting app and someone else to handle cancelling subscriptions and negotiating bills.
Compare it with Smartbills - 02
Monarch Money
Monarch Money brings all your accounts, budgets and net worth together. Smartbills adds the itemized receipt behind each purchase.
Best forHouseholds who want every account, budget and goal in one shared view.
Compare it with Smartbills - 03
YNAB
YNAB plans every dollar before you spend it. Smartbills keeps the itemized receipts behind your spending, for splitting, returns and tax time.
Best forPeople who want to change how they plan their money, with a method to follow.
Compare it with Smartbills - 04
Goodbudget
Goodbudget brings envelope budgeting to your phone. Smartbills keeps the itemized receipts you spend from those envelopes, ready to split and return.
Best forHouseholds who like the envelope method and want to share one budget.
Compare it with Smartbills - 05
Copilot Money
Copilot Money is a polished budget and investment tracker for Apple devices. Smartbills keeps the itemized receipts behind your spending, on iPhone and Android.
Best forApple users who want a beautiful budget and investment dashboard.
Compare it with Smartbills
Disclosure
And Smartbills, which is ours
Slipping our own product into a roundup without saying so is exactly what makes these pages worthless, so to be clear, this one is ours.
Smartbills
Best for: People who want the detail and proof behind their purchases.
Smartbills vs PocketGuardHow this list was put together
These are the apps that come up alongside PocketGuard when people look for a budget app. The order is editorial rather than a ranking, because we don't benchmark apps we don't run, and Smartbills isn't a budget app itself: it keeps the receipts behind your spending. Each entry links to a full comparison with claims specific enough to check.
FAQ
Frequently asked questions
What people ask us before they sign up.
Get started
Comparing PocketGuard with something else?
Keep your budget where it is and let Smartbills keep the itemized receipts behind it, for splitting, returns and tax time. It's free.