Both watch your cards for subscriptions. Rocket Money builds a budget around your transactions, while Smartbills adds the itemized receipt behind each one, which is where returns, warranties and bill splitting start.
At a glance
Rocket Money, formerly Truebill, is a US personal finance app. It finds subscriptions in the accounts you connect, offers to cancel them or negotiate some bills on your behalf, and adds budgeting, spending reports and net worth tracking.
Best for
People who want to see what they actually bought, not just where they spent, with subscriptions flagged along the way.
Where it's stronger
Best for
US households who want a full budgeting app and someone else to handle cancelling subscriptions and negotiating bills.
Where it's stronger
Every comparison on this site names what the other product does better. If we couldn't think of anything, we didn't publish the page.
Side by side
These are structural differences, not plan checkboxes. Capabilities change, so check the vendor's own documentation before deciding on any single row.
Finding subscriptions on your cards
Cancelling or negotiating for you
Itemized receipts matched to transactions
Budgets and net worth
Splitting a bill with friends
Return and warranty reminders
No need to give up your budget. Keep it where it is, and let Smartbills keep the receipts behind the spending.
If a full budgeting app is the goal, Rocket Money covers ground Smartbills doesn't.
Subscriptions are found from your own transactions, and receipts sent through Smartbills match to them.
Confirm what's a subscription and add any you pay outside a connected account.
Split it with a friend, or keep an eye on its return window.
FAQ
What people ask us before they sign up.
Keep comparing
The products people evaluate alongside Rocket Money.
Fetch pays you points for scanning receipts. Smartbills keeps the itemized receipt as a record you can split, return against and use at tax time.
Read the comparisonSplitwise keeps a tally of who owes whom after you type each expense in. Smartbills starts from the store's itemized receipt, so splitting is tapping what you had.
Read the comparisonSettle Up tracks group expenses and suggests the fewest payments to square up. Smartbills starts from the store's itemized receipt so the split is already half done.
Read the comparisonEach product works on its own, and when you run two, the same record carries from the receipt to the ledger entry.
A subscription tracker that finds every recurring charge on your cards and warns you about free trials and price increases.
The Smartbills receipt wallet for everything you buy: itemized receipts, email receipts you upload, and photos of the paper ones.
Digital receipt software that turns every sale at your POS into an itemized electronic receipt, hosted online and delivered by app, SMS, email or API.
Get started
Get the app for free and connect the card you shop with. Receipts sent through Smartbills arrive on their own, and you photograph the rest.
