Settle Up is good at the end of the process: working out who pays whom. Smartbills is built for the start of it, getting the itemized bill into the app without anyone typing it.
At a glance
Settle Up is a group expense tracker for trips, households and events. Members add expenses from their phones or the web, the app tracks balances across currencies, and it suggests the fewest transfers needed to settle the whole group.
Best for
Friends and roommates who want restaurant and store bills split by item without anyone typing them in.
Where it's stronger
Best for
Groups that share lots of costs with no receipt behind them and want the app to work out the fewest transfers.
Where it's stronger
Every comparison on this site names what the other product does better. If we couldn't think of anything, we didn't publish the page.
Side by side
These are structural differences, not plan checkboxes. Capabilities change, so check the vendor's own documentation before deciding on any single row.
Where the bill comes from
Splitting item by item
Fewest transfers to settle the group
Balance clears when the money arrives
Receipts kept for returns, warranty and tax
No need to switch everyone at once. Settle what's open in the old app, then start the next shared bill in Smartbills.
Finish current groups in Settle Up so no balance is split across two apps.
Groups stay saved in Smartbills. The apartment or the weekly dinner only needs setting up once.
That lets receipts sent through Smartbills find you and lets transfers clear balances.
Send the receipt to the group. Everyone sees the same itemized receipt and taps what was theirs.
FAQ
What people ask us before they sign up.
Keep comparing
The products people evaluate alongside Settle Up.
Splitwise keeps a tally of who owes whom after you type each expense in. Smartbills starts from the store's itemized receipt, so splitting is tapping what you had.
Read the comparisonTricount makes it painless to log a group trip's costs from a shared link. Smartbills starts from the itemized receipt and keeps it after the trip is over.
Read the comparisonSplid is a quick, no-account way to split group costs. Smartbills starts from the itemized receipt, splits it by what each person had and keeps it afterwards.
Read the comparisonEach product works on its own, and when you run two, the same record carries from the receipt to the ledger entry.
Split a bill by what each person actually had, starting from the receipt already on your phone, and the balance clears when a friend pays you back.
The Smartbills receipt wallet for everything you buy: itemized receipts, email receipts you upload, and photos of the paper ones.
Digital receipt software that turns every sale at your POS into an itemized electronic receipt, hosted online and delivered by app, SMS, email or API.
Get started
Get the app for free, pay as usual, and tap what you had. Your friends see their share in their own free account.
