At a glance
Ramp is a corporate card and spend management platform, and the card is where both the product and the business model start. Interchange pays for the software and the rebate, and the rest is built outward from the card: issuing it, setting controls on it and reconciling what it captures.
Best for
Businesses whose spend problem is paperwork more than behavior: missing receipts, missing line detail and tax they can't recover without evidence.
Where it's stronger
Best for
Choose Ramp if you're consolidating US card spend onto one program and the rebate, the controls and the card itself are where you see the value.
Where it's stronger
Every comparison on this site names what the other product does better. If we couldn't think of anything, we didn't publish the page.
Side by side
These are structural differences, not plan checkboxes. Capabilities change, so check the vendor's own documentation before deciding on any single row.
What the product is built around
Receipts issued by the merchant
Line items without reading an image
Corporate and virtual cards
Supplier bills and AP automation
Countries you can run this in
Products for the merchant side of the receipt
An app for the person handed the receipt
None of this needs a big-bang cutover. Most teams run both tools for one cycle and compare capture rates before switching anyone off.
Smartbills captures receipts on any card feed. Test the evidence without reissuing a single Ramp card.
Map categories once against the ledger you already use, and coded receipts post there from then on.
Compare the share of transactions with an itemized receipt, before and after. That number settles it either way.
Move card issuing only if the math on rebates and controls favours it. Capture works the same either way.
FAQ
What people ask us before they sign up.
Keep comparing
The products people evaluate alongside Ramp.
Cards and business banking for US companies. This comparison is about the purchase document behind each card charge.
Read the comparisonThe expense report app most finance teams already know, set against Smartbills on where each receipt comes from before anyone files it.
Read the comparisonTravel booking first, expenses second. This comparison is about the everyday spend that isn't a trip.
Read the comparisonEach product works on its own, and when you run two, the same record carries from the receipt to the ledger entry.
Capture receipts, categorize expenses and check policy compliance as expenses are submitted.
Corporate cards with receipt capture, coming soon: the itemized receipt arrives with the card transaction, and each card's limit comes from your budget.
Digital receipt software that turns every sale at your POS into an itemized electronic receipt, hosted online and delivered by app, SMS, email or API.
Get started
Bring one month of your own receipts and card transactions, and we'll show you the capture rate on both sides instead of a slide deck.
