PocketGuard tells you what's left to spend. Smartbills keeps what you spent it on: every itemized receipt, ready to split with someone, return to the store or claim at tax time.
At a glance
PocketGuard is a budgeting app for the web, iPhone, Apple Watch and Android. It links accounts read-only in the US, Canada and the UK, shows how much you have left to spend after necessities, tracks bills and subscriptions, helps cancel unwanted ones and plans debt payoff.
Best for
People who want the detail and proof behind their purchases.
Where it's stronger
Best for
People who want one number that says what they can safely spend today.
Where it's stronger
Every comparison on this site names what the other product does better. If we couldn't think of anything, we didn't publish the page.
Side by side
These are structural differences, not plan checkboxes. Capabilities change, so check the vendor's own documentation before deciding on any single row.
Left to spend after bills
Debt payoff planning
Subscriptions found on your cards
Cancelling for you
Itemized receipts matched to charges
Splitting a purchase by item
No need to give up your budget. Keep it where it is, and let Smartbills keep the receipts behind the spending.
The two apps answer different questions. Use both.
Stores that use Smartbills send their receipts on their own.
Photograph the ones you'll need later.
Share receipts with the people you shop with.
FAQ
What people ask us before they sign up.
Keep comparing
The products people evaluate alongside PocketGuard.
Rocket Money finds subscriptions and can cancel them for you. Smartbills flags them too, and adds the itemized receipt behind every other purchase.
Read the comparisonMonarch Money brings all your accounts, budgets and net worth together. Smartbills adds the itemized receipt behind each purchase.
Read the comparisonYNAB plans every dollar before you spend it. Smartbills keeps the itemized receipts behind your spending, for splitting, returns and tax time.
Read the comparisonGoodbudget brings envelope budgeting to your phone. Smartbills keeps the itemized receipts you spend from those envelopes, ready to split and return.
Read the comparisonEach product works on its own, and when you run two, the same record carries from the receipt to the ledger entry.
The Smartbills receipt wallet for everything you buy: itemized receipts, email receipts you upload, and photos of the paper ones.
A subscription tracker that finds every recurring charge on your cards and warns you about free trials and price increases.
Split a bill by what each person actually had, starting from the receipt already on your phone, and the balance clears when a friend pays you back.
Get started
Get the app for free and connect the card you shop with. Receipts sent through Smartbills arrive on their own, and you photograph the rest.
