Copilot Money is a sharp view of where your money goes and how it grows. Smartbills keeps the other half: the itemized receipt for each purchase, ready to split, return or claim.
At a glance
Copilot Money is a personal finance app for iPhone, iPad, Mac and the web. It categorizes transactions automatically, runs budgets that roll unspent money forward, surfaces recurring charges, and tracks investments, real estate and net worth from the accounts you link.
Best for
People who want receipts kept, split and ready for returns and tax time.
Where it's stronger
Best for
Apple users who want a beautiful budget and investment dashboard.
Where it's stronger
Every comparison on this site names what the other product does better. If we couldn't think of anything, we didn't publish the page.
Side by side
These are structural differences, not plan checkboxes. Capabilities change, so check the vendor's own documentation before deciding on any single row.
Budgets, investments and net worth
Itemized receipts matched to charges
Splitting a purchase by item
Recurring charges found
Android app
Return and warranty reminders
No need to give up your budget. Keep it where it is, and let Smartbills keep the receipts behind the spending.
Smartbills doesn't do budgets or investments. Use both.
Receipts sent through Smartbills arrive matched to the charge.
Photograph receipts for returns, warranties and tax credits.
Split shared purchases with anyone, on any phone, with a free account.
FAQ
What people ask us before they sign up.
Keep comparing
The products people evaluate alongside Copilot Money.
Monarch Money brings all your accounts, budgets and net worth together. Smartbills adds the itemized receipt behind each purchase.
Read the comparisonYNAB plans every dollar before you spend it. Smartbills keeps the itemized receipts behind your spending, for splitting, returns and tax time.
Read the comparisonRocket Money finds subscriptions and can cancel them for you. Smartbills flags them too, and adds the itemized receipt behind every other purchase.
Read the comparisonPocketGuard shows what's left to spend after bills. Smartbills keeps the itemized receipt for what you did spend, for splitting, returns and tax time.
Read the comparisonEach product works on its own, and when you run two, the same record carries from the receipt to the ledger entry.
The Smartbills receipt wallet for everything you buy: itemized receipts, email receipts you upload, and photos of the paper ones.
Split a bill by what each person actually had, starting from the receipt already on your phone, and the balance clears when a friend pays you back.
Find the receipt for the thing you're returning by searching for it, with the return deadline and warranty countdown already attached.
Get started
Get the app for free and connect the card you shop with. Receipts sent through Smartbills arrive on their own, and you photograph the rest.
