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Alternatives

Goodbudget alternatives

Goodbudget is an envelope budgeting app for the web, Android and iPhone. You divide money into envelopes for groceries, rent or savings and spend from them, and a household can share one budget across devices. A paid Premium plan is also available.

Why people look

Why people look for a Goodbudget alternative

The reasons that come up most. Whether they apply to you depends on what you want from a budget app, and whether you need the receipts behind it.

One receipt covers groceries and household items, and I guess the split between envelopes.

Smartbills reads each item on the receipt, so you can see exactly what went where.

We share a budget but also share bills with friends.

Split a receipt with anyone by tapping who had what. Each person has a free account.

I keep paper receipts in an envelope too, and they fade.

Photograph them once, or let stores that use Smartbills send them, and they're kept and searchable.

The shortlist

6 alternatives to Goodbudget

The apps people try instead of Goodbudget, each with what it's for. The order isn't a ranking, and the criteria are explained below.

  1. YNAB

    YNAB plans every dollar before you spend it. Smartbills keeps the itemized receipts behind your spending, for splitting, returns and tax time.

    Best forPeople who want to change how they plan their money, with a method to follow.

    Compare it with Smartbills
  2. PocketGuard

    PocketGuard shows what's left to spend after bills. Smartbills keeps the itemized receipt for what you did spend, for splitting, returns and tax time.

    Best forPeople who want one number that says what they can safely spend today.

    Compare it with Smartbills
  3. Monarch Money

    Monarch Money brings all your accounts, budgets and net worth together. Smartbills adds the itemized receipt behind each purchase.

    Best forHouseholds who want every account, budget and goal in one shared view.

    Compare it with Smartbills
  4. Splitwise

    Splitwise keeps a tally of who owes whom after you type each expense in. Smartbills starts from the store's itemized receipt, so splitting is tapping what you had.

    Best forGroups whose shared costs are mostly amounts with no receipt behind them, like rent, a cabin or gas money, and whose friends already use it.

    Compare it with Smartbills
  5. Copilot Money

    Copilot Money is a polished budget and investment tracker for Apple devices. Smartbills keeps the itemized receipts behind your spending, on iPhone and Android.

    Best forApple users who want a beautiful budget and investment dashboard.

    Compare it with Smartbills
  6. Rocket Money

    Rocket Money finds subscriptions and can cancel them for you. Smartbills flags them too, and adds the itemized receipt behind every other purchase.

    Best forUS households who want a full budgeting app and someone else to handle cancelling subscriptions and negotiating bills.

    Compare it with Smartbills

Disclosure

And Smartbills, which is ours

Slipping our own product into a roundup without saying so is exactly what makes these pages worthless, so to be clear, this one is ours.

Smartbills

Best for: Households who want receipts kept and split fairly.

Smartbills vs Goodbudget

How this list was put together

These are the apps that come up alongside Goodbudget when people look for a budget app. The order is editorial rather than a ranking, because we don't benchmark apps we don't run, and Smartbills isn't a budget app itself: it keeps the receipts behind your spending. Each entry links to a full comparison with claims specific enough to check.

FAQ

Frequently asked questions

What people ask us before they sign up.

No. Smartbills keeps your receipts. Goodbudget is the better tool for envelopes.

Yes. Each of you has a free account, and shared receipts show the same split to both of you.

Budgeting with envelopes, shared across a whole household.

Get started

Comparing Goodbudget with something else?

Keep your budget where it is and let Smartbills keep the itemized receipts behind it, for splitting, returns and tax time. It's free.