At a glance
Payhawk combines corporate cards, expense management and payments with unusually strong multi-entity and multi-currency handling, including consolidated views across subsidiaries and entity-level reporting. It targets finance teams running several legal entities in different countries, and it has been adding tools for chasing receipts and clearing blocked transactions.
Best for
Groups that want the receipt under every transaction to be structured data in every entity. Consolidation rests on evidence instead of photos.
Where it's stronger
Best for
Choose Payhawk if your defining constraint is consolidating spend across many legal entities and currencies, where its reporting is well ahead of ours.
Where it's stronger
Every comparison on this site names what the other product does better. If we couldn't think of anything, we didn't publish the page.
Side by side
These are structural differences, not plan checkboxes. Capabilities change, so check the vendor's own documentation before deciding on any single row.
Consolidating many entities and currencies
Corporate cards with policy controls
Chasing receipts that are still missing
Receipts issued by the merchant
Line items without reading an image
Receivables and rebilling
European banking and payment coverage
None of this needs a big-bang cutover. Most teams run both tools for one cycle and compare capture rates before switching anyone off.
Prove capture in the entity with the messiest receipts. That's where the difference shows within one cycle.
Network receipts attach to the cards you already issue. Nothing is reissued in any country for the test.
Point Smartbills at the accounting system that entity already uses, and map its categories once.
Count itemized receipts, not submitted expense lines. A high submission count says little about the evidence.
FAQ
What people ask us before they sign up.
Keep comparing
The products people evaluate alongside Payhawk.
A French spend platform with cards, invoices and approvals under one layer, set against Smartbills on the evidence behind each purchase.
Read the comparisonBerlin-based spend management built around the month-end close, set against Smartbills on the documents that hold a close up.
Read the comparisonEuropean company cards that prompt for a receipt within seconds. The question here is whether anyone should still be photographing it.
Read the comparisonEach product works on its own, and when you run two, the same record carries from the receipt to the ledger entry.
Capture receipts, categorize expenses and check policy compliance as expenses are submitted.
Corporate cards with receipt capture, coming soon: the itemized receipt arrives with the card transaction, and each card's limit comes from your budget.
Re-invoice the costs you carried for a client, priced by the rule you agreed with them and sent out with the supplier's own document attached.
Get started
Bring one month of your own receipts and card transactions, and we'll show you the capture rate on both sides instead of a slide deck.
