Smartbills puts the merchant's itemized receipt under the transaction in your app, and names the merchant clearly when there's no receipt yet.
Embedded receipts show the itemized record in your own app, under the transaction and in your design system. The customer installs nothing and never meets a second brand.
Network coverage is never complete on day one. For the merchants not yet on it, enrichment turns a descriptor into a business the customer recognizes, with its real name, logo, location and category.
Business banking is where customers ask for receipt capture most and get served worst. The same platform gives commercial clients itemized capture, inbox capture, expense policy and a sync to their accounting software.
Why teams switch
"I don't recognize this charge" arrives as a call, and sometimes leaves as a chargeback.
The itemized receipt sits under the transaction in your own app, so the member or customer recognizes the charge before they pick up the phone.
Defending a first-party dispute with nothing but a merchant name and an amount costs more than the transaction was worth.
Line-level evidence from the merchant's own POS is available to both sides, and the dispute gets settled on what was actually bought.
Business customers ask for receipt capture, and all we can offer them is an OCR add-on nobody uses.
Merchant-issued receipts, mailbox capture, expense policy and an accounting sync, all under your brand, which gives the commercial account a tool it keeps using.
Our spending insights rest on card descriptors that nobody can categorize reliably.
Categories come from the line items on the receipt instead of being guessed from a merchant category code. The breakdown holds up when a customer questions it.
Each product works on its own, and when you run two, the same record carries from the receipt to the ledger entry.
Itemized receipts from the merchant's point of sale, shown inside your own app under the transaction they belong to. For banks, fintechs, retailers and any app built on the API.
Resolve a card descriptor into a business your customer recognizes, with logo, location and category, plus the itemized receipt when the merchant sent us one.
Digital receipt software that turns every sale at your POS into an itemized electronic receipt, hosted online and delivered by app, SMS, email or API.
Chargeback prevention that explains a charge right on the transaction screen, with the merchant's evidence ready for the disputes that open anyway.
FAQ
What people ask us before they sign up.
Get started
Pick a segment and connect a set of merchants, then compare recognition and call volume against the portfolio next door.
